Bank Transfer Discounted Price: Why 2% Off in JPY = 8% Off in Local Currency

 【“Why is the displayed currency different from Google’s rate?”】

We sometimes receive questions like:
“Why is your exchange rate different from what I see on Google?”

Actually, when shopping online, you almost never pay based on the “mid-market rate” shown by Google or Yahoo.

Banks and credit card companies apply their own exchange rates,
and the actual amount you pay includes currency conversion fees and processing fees.

So if the price shown in your local currency seems different from the rate you saw on Google,
please know that this is not unique to our store — it's the same for almost all online shops.

That’s why we offer a special discount to customers who choose to pay via bank transfer in Japanese Yen.

If you pay by bank transfer, you can get a 2% discount from the Japanese yen (equivalent to about 8% from the local currency)

Get a Chanel Jacket at Around 8% Off with Bank Transfer – Smart Savings!

The prices displayed on our product pages are based on credit card payment.

So, if you choose to pay via bank transfer in Japanese yen, the following fees can be avoided:

✔ No credit card processing fees
✔ No foreign currency to JPY conversion fees

Since these costs are eliminated, we are able to offer you a discount.

■ Discount Details
✔ 2% off the displayed JPY price
✔ Approximately 8% off the displayed local currency price

【Frequently Asked Question】

Some customers ask:
“Why can’t I get 8% off the JPY price as well?”
Here’s a clear explanation:

Pricing Flow Explained Clearly

[Base] Bank Transfer Price (JPY)
＋ [Added] Credit Card Fee
↓
[=] Displayed Price (JPY)
＋ [Added] Conversion Fee
↓
[=] Displayed Local Price (USD)

The displayed JPY price is already set lower than the local currency price
because it does not include conversion fees or other international payment costs.

In other words, the local currency price includes additional fees on top of the JPY base price.

That’s why we offer about 8% off the local currency price,
and only 2% off the JPY price—
so that the final payment amount ends up being almost the same either way.