How to Pay with Wise — Two Simple Flows

Flow ① :
Sender’s bank / credit card 

　　→ Sender’s Wise

Please open the payment link,
choose “Pay with Wise,” sign in to your Wise account,
↓
send the payment directly from your Wise balance.
( If your balance is insufficient,
you can add funds on the same screen
by using a local bank transfer or a card.)

1) Local bank transfer into your Wise.
　　You can use your bank’s app or visit your bank to transfer funds to your own Wise account.

• Often the lowest total cost.
  

2) Card or international bank transfer into your Wise.

• Fast and convenient.

• Fees tend to be higher than the above (1).

Once your funds are credited, return to the payment link, select “Pay with Wise,” and complete the checkout.

Flow ② :(final payment)
Sender’s Wise → Our Wise 

Please choose “Pay with Wise” 
in the payment link .

A) Pay with Wise (Wise → Wise) — ⭕️

• In the link, select “Pay with Wise.”

• Log in and send directly from your Wise balance.

• Fast processing and minimal fees.

B) Bank transfer — ❌

• Choosing Bank transfer in the link routes money via bank rails.

• Bank and intermediary fees may apply, and processing can take longer.